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$500 U.S. Coins Pack vs Wildcard Platinum Pack: which pack is the better rip?

On live data, Wildcard Platinum Pack is currently the better value: a 0.915x cash-out ratio against $500 U.S. Coins Pack's 0.800x, across 73 indexed pulls combined. Numbers refresh as new pulls mint.

Metric$500 U.S. Coins PackWildcard Platinum Pack
VerdictSKIPCAUTION
Pack price$500$500
Calibrated EV$472.53$509.19
Cash-out ratio0.800x0.915x
EV ratio (at sticker FMV)0.945x1.018x
Median pull$435.00$415.00
Hit rate17.6%23.1%
Volatility (stddev/EV)0.29x0.27x
Pulls indexed3439

02 / EV history

EV ratio over time, overlaid

Cash-out ratio over time, two packs compared. $500 U.S. Coins Pack: 794 points from Aug 17 to Oct 29, starting at 0.78x and ending at 0.80x, up overall (+2.8%), ranging between 0.71x and 0.98x. Wildcard Platinum Pack: 884 points from Aug 8 to Oct 29, starting at 0.82x and ending at 0.92x, up overall (+11.4%), ranging between 0.67x and 1.01x.

$500 U.S. Coins PackWildcard Platinum Pack

Cash-out ratios: calibrated EV after each pack's own observed buyback, against its current price. 1.00x is where a pack returns exactly what it costs.

03 / Quick answers

$500 U.S. Coins Pack vs Wildcard Platinum Pack — quick answers

Which is better value right now: $500 U.S. Coins Pack or Wildcard Platinum Pack?
Wildcard Platinum Pack currently offers the better cash-out ratio (0.915x vs 0.800x) — what each pack returns per dollar after its own buyback haircut. Ratios refresh as new pulls are indexed, so the lead can change.
Which pack has better odds of beating its price?
$500 U.S. Coins Pack: 17.6% of indexed pulls met or beat the pack price. Wildcard Platinum Pack: 23.1%. These are observed odds from real pulls, not posted odds.
Which pack is riskier?
$500 U.S. Coins Pack has the higher volatility (0.29x vs 0.27x stddev/EV) — its pulls swing further from the average, in both directions.

Full pages: $500 U.S. Coins Pack EV & verdict · Wildcard Platinum Pack EV & verdict · Why average EV lies

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